How To Buy a Home On Sale in Phoenix Arizona
Phoenix’s West Valley is booming. Whether its new businesses coming to the area, Glendale’s amusement parks, or all the new home construction coming in, the West Valley is the place to be. Even better, the West Valley has some of the most affordable homes for sale in Phoenix. Buckeye, Goodyear, and Surprise are some of the most sought after affordable cities.
When it comes to homeownership, the common perception is that high-interest rates are a roadblock to homeownership. But don’t worry – this is where my team and I come in and get creative. There's a world of options that can make your dream of owning a home not just a possibility but a reality!
When clients express concerns about interest rates, I reassure them that there are solutions to lower those rates, making homeownership more attainable than they might think. Here’s how we make it happen:
Seller paid closing costs. In my experience, clients in the west valley are still benefiting from seller-paid closing costs, which is, asking for sellers to contribute money for your closing costs. This can be utilized by covering the amount of closing costs and keeping money in your pocket, OR a strategic move to further reduce their interest rates. Meaning, the seller pays to buy down your interest rate. This approach not only eases the financial burden but also opens up doors to a broader range of potential homeowners. My clients are saving hundreds of dollars each month by utilizing their buy down options on a resale home with seller paid closing costs.
If you’re looking for something brand new, especially during the holiday season, builders in the area are sweetening the deal with enticing incentives. Whether it's remarkably low interest rates or assistance with closing costs to buy down the rate, or even money off the purchase price, these offers make the buying a home actually doable and affordable, again saving you hundreds of dollars each month.
If the fear of high-interest rates has been holding you back, let's have a conversation. Together, we can explore what matters most to you and delve into the possibilities offered by new construction homes or negotiating seller-paid closing costs on a resale home. Your dream home might be closer than you think!
